Featured Listings
Mortgage Calculator
$ % yrs % $ Affordability Calculator
Monthly Gross Income $ Monthly Debt Expenses [?] Monthly Debt and Obligations Should Include:
- Monthly Credit Card Payments
- Monthly Auto Payments
- Monthly Child Support
- Monthly Association Fees
- Other Monthly Obligations, but NOT utility bills.
$ Down Payment: $ Interest Rate: % Closing Cost Estimator
Loan Information Loan Amount $ View/Edit Closing Cost Details Traditional Closing Expenses Discount Points Origination Fee % Lender Processing Fees $ Credit Report $ Appraisal $ Title Insurance $ Reconveyance Fee $ Recording Fee $ Wire and Courier Fees $ Endorsement Fee $ Title Closing Fee $ Title Document Prep Fee $ Other Fees $
Tag Archives: credit scores
New Fannie Mae Credit Checks Impact Cincinnati Real Estate Sales
Effective June 1, 2010 Fannie Mae is mandating a number of additional qualifications for each mortgage application. These additional mandates are intended to ensure that the information collected from buyers when they apply for a mortgage are the same as … Continue reading
Posted in Cincinnati Real Estate, Mortgages and Finance Tagged additional qualifications, application process, borrowers, Cincinnati Real Estate, credit checks, credit scores, Fannie Mae, general services administration, lenders, mortgage application, real estate agent, real estate sales Comments Off
Pending Home Sales Surge in Cincinnati and US

Due in large part to the Federal Housing tax credit the pending home sales in April surged to a 110.9 index rating up from 104 in March. How do we know that the tax credit was the cause of the … Continue reading
Home Loan Modifications Impact Credit Scores in the Cincinnati Real Estate Market
The Making Homes Affordable program is designed to help individuals restructure their mortgages with their lenders. In lowering the monthly payments through renegotiating the terms of the loan, more people are able to avoid short sale and foreclosure situations. One … Continue reading
Posted in Cincinnati Real Estate, Mortgages and Finance Tagged banks, charge offs, Cincinnati Real Estate, consequence, credit reporting, credit reports, credit score, credit scores, foreclosure situations, foreclosures, home loan, impact credit, lenders, lending institutions, loan modification, Mortgages, Real estate market, variation 3 Comments
New Credit Scores, The Impact on Cincinnati
For years we have been told to keep an eye on our credit score, commonly called a FICO number. FICO is a score provided by the Fair Isaac Company to the tree credit reporting companies. Fair Isaac charges a premium for … Continue reading





