Tag Archives: Fannie Mae

Condo Association Funding Requirements For Fannie Mae Loans

Posted on July 12, 2011 by Alison Moss
Image of a condominium uilding

Fannie Mae is becoming more strict with their loan requirements as they deal with how much money condo associations keep in reserve.  Every condo association is unique, and they cover a number of services for their residents. Some cover trash, … Continue reading →

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New Fannie Mae Credit Checks Impact Cincinnati Real Estate Sales

Posted on August 10, 2010 by Alison Moss

Effective June 1, 2010 Fannie Mae is mandating a number of additional qualifications for each mortgage application. These additional mandates are intended to ensure that the information collected from buyers when they apply for a mortgage are the same as … Continue reading →

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Price Sells Real Estate

Posted on October 12, 2009 by Alison Moss

Price Sells Real Estate! If you price your property appropriately for the current market conditions your real estate will sell. NPR ran an article a few days ago that really highlights this point. last year the Miami, FL condo market … Continue reading →

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Making Home Affordable Program

Posted on June 16, 2009 by Alison Moss

Cincinnati homeowners and homeowners around the U.S. need to be aware of the following information if they are looking to refinance and are having difficulty getting approved. There are options for refinance and loan modifications mandated by the federal government. … Continue reading →

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Cincinnati Real Estate: Options for Delinquent Homeowners

Posted on April 21, 2009 by randalcmoss

Today I went to Comey & Shepherd’s quarterly meeting and learned a significant amount about how to assist delinquent homeowners who are behind on their mortgage payments. Since this is such a confusing topic I hope this clarifies the information … Continue reading →

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Cincinnati Real Estate: Short Sales

Posted on April 13, 2009 by randalcmoss

The Cincinnati Enquirer ran an article today on the rising number of short sales occurring in the current real estate market. Short sales are transactions  that occur when a bank or lender agrees to accept less than what’s owed on … Continue reading →

Posted in Home Seller Resource, Mortgages and Finance | Tagged , , , , , | 7 Comments

Buyers Should Be Aware of New Mortgage Guidelines Starting April 1st, 2009

Posted on March 10, 2009 by randalcmoss

Fannie Mae and Freddie Mac are toughening their credit score and down-payment rules for  as of April 1st, 2009.  Lenders are already taking these fee increases into account, passing the cost on to the borrower, and those buyers looking to … Continue reading →

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Fannie Mae and Freddie Mac Mortgage Guideline Changes

Posted on October 20, 2008 by randalcmoss

Effective December 13, 2008 Fannie Mae will have a new set of mortgage lending guidelines, all in response to the sub prime challenges currently facing the marketplace.  The bottom line is that Cincinnati home owners will need to have more … Continue reading →

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Explaining What The Government’s Takeover Of Fannie Mae and Freddie Mac Means To Mortgage Rates

Posted on September 8, 2008 by randalcmoss

Sunday, the government announced that it will takeover Fannie Mae and Freddie Mac and assume their respective operations.  Mortgage-backed debt is now government debt. Our colleague Dan Green, a mortgage broker for Mobium, explains how this impacts American home buyers. … Continue reading →

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