Cincinnati Real Estate » homeowners insurance http://www.cincinnatilivingonline.com Specializing in representing buyers and sellers of Cincinnati real estate, corporate relocation, and first time home buyers Sun, 12 Feb 2012 04:38:09 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 Homeowners Insurance: Is your coverage sufficient?http://www.cincinnatilivingonline.com/2009/04/homeowners-insurance-is-your-coverage-sufficient.html http://www.cincinnatilivingonline.com/2009/04/homeowners-insurance-is-your-coverage-sufficient.html#comments Thu, 02 Apr 2009 16:29:25 +0000 randalcmoss http://www.cincinnatilivingonline.com/?p=437 Do you have adequate insurance coverage for your home? What you paid for your home a few years ago is less than what you would have to pay now to rebuild the same home. Keeping your homeowners insurance coverage updated … Continue reading →]]> Do you have adequate insurance coverage for your home? What you paid for your home a few years ago is less than what you would have to pay now to rebuild the same home. Keeping your homeowners insurance coverage updated is extremely important especially in the case of a total loss where reconstruction would be necessary.  You should reevaluate your coverage every year or immediately following any home improvements or remodeling. Be sure to have full replacement cost if possible as well insurance on the contents of your home and valuables (itemized if necessary). My insurance company USAA recommends insuring your home up to 125% of its current value in the event that the rebuild cost is greater than the policy limit.

Construction Material Costs 2002 vs 2007

Good coverage for Cincinnati Real Estate is especially important due to all of the elements that your homes encounter through the snowstorms and extreme cold in the winter to the high humidity and strong spring and summer that we will soon be facing.

Here are the construction costs per USAA Magazine Spring 2009 comparing construction costs from 2002 versus 2007.

]]> http://www.cincinnatilivingonline.com/2009/04/homeowners-insurance-is-your-coverage-sufficient.html/feed 3