Tag Archives: Mortgages and Finance

Mortgage Rates Down 62% From 1981

Posted on January 28, 2009 by randalcmoss
30-mortgage-rate-charts

A lot of buyers are taking low mortgage rates for granted, forgetting the historical perspective of where rates came from in the early 1980′s. At that time in US history the country had significant inflation and interest rates went up … Continue reading →

Posted in Mortgages and Finance | Tagged , , | 4 Comments

Mortgage Rates hit 4.5%

Posted on December 17, 2008 by randalcmoss

The FED cut their prime lending rate just 1%, and there was some impact in the mortgage market … for a few moments. I had conversations with real estate agents in a few different markets who all got the news … Continue reading →

Posted in Mortgages and Finance | Tagged | 5 Comments

Fannie Mae and Freddie Mac – What It Means To You

Posted on July 15, 2008 by randalcmoss
By: Rev Dan Catt

With all of the talk about Fannie this and Freddie that average folks are asking the question, “well what does it mean to me?” If you have a home mortgage, and are not planning on refinancing then it means almost … Continue reading →

Posted in Home Buyer Resource, Mortgages and Finance | Tagged , , | 3 Comments

Save the Dream Program: Ohio’s Response to the Foreclosure Crisis

Posted on March 17, 2008 by Alison Moss

For many Cincinnati residents, foreclosure is a reality. Due to many factors affecting the economy as well as deceptive lending practices by some banks, uninformed customers have applied for and were granted loans that they simply can’t afford. Ohio Governor … Continue reading →

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Unlocking the Mystery of the Credit Score

Posted on February 19, 2008 by Alison Moss

Credit is an important factor in having the ability to obtain a mortgage or other loan for a big ticket item. To most people how a “credit score” is determined is a mystery. Most people do not know what their … Continue reading →

Posted in Mortgages and Finance | Tagged , , | 4 Comments

Fradulent Appraisals

Posted on January 24, 2008 by Alison Moss

A recent article in the St. Pete Times discusses the apparent fraudulent appraisals that very well may have contributed to a number of mortgage fraud cases in the Tampa Bay area. Appraisers are a critical part of the home buying … Continue reading →

Posted in Home Buyer Resource, Mortgages and Finance | Tagged , , , | 1 Comment

Expect a Great 2008 in the Cincinnati Realestate Market

Posted on January 3, 2008 by Alison Moss

As we look back at what was the last half of 2007, from a real estate perspective, on a national level things were not all that good. The sale of new construction and existing homes was down, due in large … Continue reading →

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The Mortgage Forgiveness Debt Relief Act of 2007 H.R. 3648,

Posted on December 4, 2007 by Alison Moss

Everyone agrees that people loosing their homes to Foreclosure is bad for individuals, banks, and neighborhoods. In fact so many people are aware of it even Congress is stepping in to help people in better proceed with Debt Forgiveness. In … Continue reading →

Posted in Mortgages and Finance, Property Value, Taxes | Tagged , , , , , | 1 Comment